This Document is an electronic record in terms of Information Technology Act, 2000 and rules thereunder as applicable and the amended provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000. This electronic record is generated by a computer system and does not require any physical or digital signatures.
This document is published in accordance with the provisions of Rule 3 (1) of the Information Technology (Intermediaries guidelines) Rules, 2011 that require publishing the rules and regulations, privacy policy and Terms of Use for using, browsing, accessing www.financialwellnes.in. M/s. FinancialWellness and affiliates respect your privacy. This Privacy Policy describes in brief the manner in which your data is collected and used by M/s. FinancialWellness and its associates, service providers).
You are advised to please read the Privacy Policy carefully. By downloading, registering, accessing financialwellness.in, you agree to the collection and use of your data by M/s. FinancialWellness in the manner provided in this Privacy Policy.
WE WANT YOU TO:
- Feel comfortable using financialwellness.in
- Feel reasonably secure submitting information to us
- Contact us with your questions or concerns about privacy relating to financialwellness.in.
By accessing, registering, browsing, using financialwellness.in, you consent to the collection of certain data
WHAT INFORMATION IS, OR MAY BE, COLLECTED FROM YOU?
We will automatically receive and collect certain anonymous information in standard usage logs through our Web server, including computer-identification information obtained from "cookies," sent to your browser from a
- Web server cookie stored on your hard drive
- An IP address, assigned to the computer which you use
- The domain server through which you access our service
- The type of computer you're using
- The type of web browser you're using
- The device id’s and other details
We may collect the following sensitive personal data or information (SPDI) about you:
- Your email id
- Your phone number
- Your name
We may also collect the following information:
- About the pages you visit / access
- The links you click on financialwellness.in
- The number of times you access a page on financialwellness.in
WHO COLLECTS THE INFORMATION
Some of your personal data or information may be collected, received, possessed, stored, dealt with or handled by:
M/s. Goldennest Technologies Pvt Ltd, #C86, 4th floor, sterling biz park, fort station road, Thillai nagar, Tiruchirapalli, TN 6270017.We will collect anonymous traffic information from you when you browse, access, register, use financialwellness.in
We may collect sensitive personal data or identifiable information about you only as a part of a voluntary registration process.
HOW IS THE INFORMATION USED?
We use your sensitive personal information to:
- Help us provide personalized features
- Tailor financialwellness.in to your interest
- To get in touch with you when necessary
- To provide the services requested by you
- To preserve social history as governed by existing law or policy
- To perform KYC verification as per SEBI Investment Advisor Guidelines
- To provide financial planning services
PURPOSE OF COLLECTION
financialwellness.in uses your Sensitive Personal Data or Information (SPDI), Personal Data for the following purpose:
| Type of Personal Data Collected | Purpose of Collection |
|---|---|
| Your email address | To recognize you as a legitimate user of financialwellness.in, enable access to the financialwellness services |
We use contact information internally to:
- Direct our efforts for improvement
Generally, we use anonymous traffic information to:
- Remind us of who you are in order to deliver to you a better and more personalized service;
- Recognize your access privileges to financialwellness.in
- Help diagnose problems with our server, financialwellness.in
- Administer financialwellness.in
- Track your session so that we can understand better how people use financialwellness.in
TRANSFER TO THIRD PARTIES
| Type of Sensitive Personal Data or Information (SPDI), Personal Data | Third Parties | Purpose of Sharing |
|---|---|---|
| Email id, credit / debit card details | Payment gateway | For processing payments towards subscription to financialwellness services |
| Email id, phone number | Technology partners | Email notifications and alerts on the seminars or events you may be interested in or have registered to attend. |
DISCLOSURE POLICY IN COMPLIANCE WITH RULE 6 OF THE IT RULES 2011
We shall share the sensitive personal data or information of the user with third-party service providers,
users, staff of M/s. Goldennest Technologies Pvt Ltd for enabling the users to get business
leads, give and
get information
The sensitive personal data or information may be disclosed to any person, if such disclosure is required for
a lawful purpose connected with a function or activity of financialwellness.in
The sensitive personal data or information may be disclosed, where the disclosure is necessary for compliance
of a legal obligation.
We do not rent, sell, publish or share your sensitive personal data and we will not disclose any of your
personally identifiable information unless:
- We have your permission
- To help investigate, prevent or take action regarding unlawful and illegal activities, suspected fraud, including cyber incidents potential threat, punishment of offences and to the safety or security of any person, violations of Goldennest Technologies Pvt Ltd‘s terms of use or to defend against legal claims;
- Special circumstances such as compliance with subpoenas, court orders, requests/order from legal authorities or law enforcement agencies requiring such disclosure.
WHAT CHOICES ARE AVAILABLE TO YOU REGARDING COLLECTION, USE AND DISTRIBUTION OF YOUR INFORMATION?
Sharing your sensitive personal identifiable information is entirely voluntary. You need not register with us in order to use financialwellness.in. However, in order to use services and features of financialwellness.in, you shall be required to register on financialwellness.in.
REMOVAL OF PERSONAL DATA
- At expiry of subscription: financial wellness will remove your email ID from our database 30 working days after the expiry of the subscription. No action is required from the user.
- During the subscription period: financial wellness will not remove your email ID from our database, and the user can use our services till the end of the subscription period. No action is required from the user.
- Removal of personal data during the active subscription period: User can send an e-mail to reachus@financialwellnes.in with the subject - "REMOVE PERSONAL DATA" from their email ID registered with financial wellness. NOTE: With the removal of email id and other personal data of the user, financial wellness will cancel the subscription, and no refund will be available to the user.
WHAT SECURITY PROCEDURES ARE IN PLACE TO PROTECT INFORMATION FROM LOSS, MISUSE OR ALTERATION?
To protect against the loss, misuse, and alteration of the information under our control, and to comply with Rule 8 of IT Rules, 2011 (Reasonable security practices and procedures and sensitive personal data or information), we have in place appropriate physical, electronic, technical, operational and managerial procedures.
Our servers are accessible only to authorized personnel and your information is shared with respective personnel to provide the services requested by you.
Although we will endeavor to safeguard the confidentiality of your sensitive personal identifiable information, transmissions made by means of the Internet cannot be made absolutely secure. By browsing, accessing, using financialwellness.in in whatsoever manner, you agree that we shall have no liability for disclosure of your information due to errors in transmission or unauthorized acts of third parties including any cyber-attacks.
USE OF COOKIES
In the context of the online services provided through financialwellness.in, we may make use of cookies to better the user experience. Cookies are small text files that may be stored on your device while visiting financialwellness.in. In particular, we plan to use financialwellness.in by capturing the device data, bandwidth usage, time & place of usage of the user.
HOW CAN YOU CORRECT INACCURACIES IN THE INFORMATION?
To correct or update any information you have provided during registration, you can update or correct the inaccuracies therein through your registered account. However, you shall be responsible for informing us the same.
In the event of loss of access details, you may
- Send an e-mail to Reachus@financialwellnes.in
NO CONTRACTUAL OBLIGATION
Please note that this Privacy Policy does not create any contractual or other legal rights in or on behalf of any party, nor is it intended to do so.
DISCLAIMER
WE shall not be liable for any loss or damage sustained by reason of any disclosure (inadvertent or otherwise) of any information concerning the user’s account and / or information. Any other personal and sensitive Personal Data shared by you which is not asked by us during registration, either mandatorily or optionally; accounts to wilful and intentional furnishing; and we will not be liable for breach of such information.
We have taken appropriate steps for the security and protection of all our digital platforms including internal applications, however, we shall not be responsible for any breach of security or the disclosure of personal data for reasons outside our control, such as hacking, social engineering, cyber terrorism, espionage by third parties, or any events by way of force majeure such as sabotage, fire, flood, explosion, acts of God, civil commotion, strikes or industrial action of any kind, riots, insurrection, war or acts of government.
INTELLECTUAL PROPERTY RIGHTS
Please note that we retain all rights (including copyrights, trademarks, patents as well as any other intellectual property right) in relation to all data provided on or via this web site/applications (including all texts, graphics and logos).
POLICY UPDATES
We reserve the right to change or update this policy at any time by placing a prominent notice on financialwellness.in. Such changes shall be effective immediately upon posting the same on financialwellness.in.